Payment Gateway

Payment Gateways typically offer some form of Payment Page or API integration to merchants doing business online.

Payment pages work by collecting and processing the Credit Card information at the service provider's secure website. Although payment pages are an easily integrated low cost solution, they traditionally are greatly limited by being designed for merchants only selling with few products.

API products, on the other hand, allow for tighter integration into your website and billing systems and offer a more seamless user experience to your customers. Besides being higher priced and more technologically difficult to implement, this method leaves all liability for data security in the hands of the merchant. Cardholder information has to be collected and/or stored at your website to be transferred to the gateway provider via the API. SafeMerchant offers the best of both worlds by providing the benefits of a full Payment Gateway API with the cost and ease of integration of a payment page.